Dreaming of a brighter, more confident smile but worried about the cost? You’re not alone. Cosmetic dentistry whether it’s veneers, teeth whitening, Invisalign®, or smile makeovers can be life-changing but may come with a price tag that feels out of reach.
At Bright Smiles Family Dentistry in Garner, NC, we believe everyone deserves access to quality, transformative care. That’s why we offer multiple flexible financing options to help you achieve your ideal smile without compromising your financial comfort.
Let’s walk you through everything you need to know about financing your cosmetic dental treatment.
Why Invest in Cosmetic Dentistry?
Cosmetic dentistry isn’t just about aesthetics. It improves oral function, boosts confidence, and can even contribute to long-term oral health. Treatments like teeth whitening, dental veneers, bonding, and Invisalign® are all designed to enhance your smile, restore self-esteem, and elevate your quality of life.
However, because most cosmetic procedures are considered elective, many insurance plans do not cover them. That’s where flexible financing becomes essential.
Cosmetic Dentistry Options and Their Costs
• Teeth Whitening: $300 – $600
Professional teeth whitening at Bright Smiles provides fast, noticeable results compared to store-bought products. With in-office and take-home options available, whitening is a cost-effective way to brighten your smile and boost your confidence. It’s a popular choice for weddings, job interviews, or anyone wanting a vibrant first impression.
• Dental Veneers: $900 – $2,500 per tooth
Veneers are ultra-thin shells bonded to the front of teeth to correct chips, discoloration, gaps, or unevenness. While the cost depends on materials and the number of teeth treated, veneers deliver dramatic, long-lasting improvements to your smile’s appearance making them a top choice for cosmetic transformation.
• Invisalign®: $3,000 – $5,500
Invisalign® uses custom clear aligners to gradually straighten teeth without metal brackets. It’s ideal for adults and teens seeking a discreet way to improve alignment. Costs depend on treatment complexity and duration, but financing options make it easy to start your journey toward straighter teeth without a large upfront payment.
• Smile Makeovers: Varies Based on Treatments
Smile makeovers combine multiple cosmetic procedures like whitening, veneers, and Invisalign® to achieve a complete transformation. Since each smile is unique, pricing varies based on the treatments involved. At Bright Smiles, we create custom makeover plans that balance your aesthetic goals and budget for a confident, radiant result.
Financing Options Available at Bright Smiles Family Dentistry
1. In-House Payment Plans
We offer flexible, no-interest in-house payment plans tailored to your treatment cost and schedule. These allow you to break down the total expense into affordable monthly installments without a credit check. It’s a great option for patients seeking manageable payments for cosmetic procedures like veneers, whitening, or Invisalign®, all handled conveniently under one roof.
2. Dental Membership Plan
Our Annual Membership Plan is perfect for uninsured patients. For a low annual fee, you receive two professional cleanings, emergency exams, and exclusive discounts on all treatments including cosmetic care. With no third-party insurance to deal with, you enjoy cost savings and uninterrupted dental services, all while keeping your smile healthy and beautiful year-round.
3. Flexible Spending Accounts (FSA)
If your employer provides an FSA, you can use pre-tax dollars to cover many cosmetic dental procedures. Treatments like Invisalign® or whitening may qualify. Simply request itemized receipts from our front desk, and we’ll help you with the necessary paperwork to claim reimbursement making your smile upgrade easier on your wallet.
4. Major Credit Cards and Debit
We accept all major credit cards and debit payments. This gives you full control over how you manage dental expenses, whether it’s through your preferred bank, a reward points program, or your regular monthly budgeting system. It’s a convenient, flexible way to pay for cosmetic services like veneers or smile makeovers.
5. Third-Party Financing
Bright Smiles partners with leading third-party financing providers like CareCredit®. With quick approval and low-to-zero-interest plans, you can start your treatment immediately and pay over time. It’s ideal for larger cosmetic procedures like Invisalign® or full smile makeovers, allowing you to get started without financial stress. Enjoy flexible, low-interest plans that make treatments like Invisalign® and smile makeovers more affordable.
Tips to Make Cosmetic Dentistry More Affordable
Even with flexible plans, smart planning can help ease financial stress:
• Combine Treatments
By bundling multiple cosmetic procedures into a comprehensive smile makeover, you may qualify for package pricing, which reduces the overall cost. For example, combining teeth whitening with veneers or Invisalign can be more economical than getting each done separately. Plus, it ensures your treatments are well-coordinated for the most efficient and beautiful results.
• Use Membership Discounts
Bright Smiles Family Dentistry offers an exclusive Annual Membership Plan that provides discounted rates on many dental services, including cosmetic procedures. This plan helps uninsured patients access quality care at a lower cost. It’s a smart way to maintain your oral health year-round while saving significantly on elective treatments like whitening or veneers.
• Schedule in Phases
If the total cost of cosmetic treatment feels overwhelming, we can break it into manageable phases. For instance, you might start with whitening this year and add veneers or orthodontics later. This phased approach allows you to budget accordingly while still progressing toward your dream smile without the pressure of paying for everything at once.
• Ask About Promotions
Bright Smiles occasionally runs limited-time promotions on cosmetic treatments such as Invisalign®, teeth whitening, or smile makeovers. These special offers can lead to substantial savings. Be sure to ask our front desk team or check our website regularly for current discounts, it’s an easy way to get premium dental care at a more affordable rate.
What to Expect During Your Smile Makeover Journey
At Bright Smiles Family Dentistry, we’re committed to helping you achieve a confident, radiant smile without financial stress. Whether it’s Invisalign®, veneers, or teeth whitening, our team will work closely with you to create a financing plan that fits your life.
Call us today at (919) 205-0640 or Schedule an appointment online to learn more about your options.
FAQs
Will insurance cover cosmetic dental treatments?
Most cosmetic procedures are not covered by insurance, but our team will help verify what parts, if any, may qualify (e.g., composite fillings or medically necessary work).
Can I use CareCredit® for cosmetic treatments?
Yes! We accept CareCredit® for cosmetic procedures, including veneers, whitening, and Invisalign®.
Do I need good credit for financing options?
In-house payment plans typically don’t require a credit check. For CareCredit®, eligibility depends on your credit profile, but approval rates are high.
What’s included in the Dental Membership Plan?
The plan includes routine cleanings, exams, X-rays, and up to 10% off other services including cosmetic treatments.
Can I pay in cash or use FSA for cosmetic services?
Absolutely. We accept cash, checks, debit/credit cards, and FSA payments to accommodate your preference.
